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🏷️ FREE Year of Total Care Maintenance Club 💰 $0 After‑Hours Fees — Ever ⭐ 5.0-Star Google Rated 🎁 Manufacturer Rebates Available Now ✔️ FREE Estimates on All Installations 📞 Call (407) 465-7777
Rebates & Financing

HVAC Financing Orlando — $0 Down, New AC Today

Manufacturer rebates + 0% financing — we make it easy to say yes to comfort.

Call (407) 465-7777
UP TO $2,000 Manufacturer Bundle Rebates
0% Financing Available
5.0★ Google Rating
30 Yrs Experience
Old rusty AC unit before replacement — Orlando FL Before
Brand new air handler installed by Smart Home Air and Heat — Orlando FL After

Which Rebates Are Still Real in 2026?

The federal 30% heat-pump tax credit (up to $2,000) ended December 31, 2025. What is still on the table in 2026: manufacturer bundle rebates and utility rebates when OUC or Duke Energy has a program open. We check every one before you sign, and the savings show up itemized on your quote.

$2,000 Bundle Rebate

Combine a qualifying air handler + outdoor unit and receive an additional $2,000 bundle rebate from the manufacturer.

Call to Check Your Rebate Eligibility

$0 Down, 0% Interest — Approved in Minutes Through GreenSky

We partner with GreenSky, one of the nation’s largest home improvement lenders, so you can get a brand new system installed today and pay over time. No money down, no stress, no waiting.

0% Interest — Pay Nothing Extra

Zero interest means every dollar goes to your system, not a bank. Get approved in minutes through GreenSky.

Extended Terms at 3.99% APR

Need more time? Spread it out with rates that crush credit cards. Your comfort shouldn’t bankrupt you.

As Low as $90/Month — Less Than Your Electric Bill

A new efficient system can actually lower your monthly costs. You’re already paying more to keep the old one alive.

Call to Discuss Financing Options

Get a Free Estimate — No Obligation

We’ll assess your system, calculate your rebate eligibility, and show you your financing options — all at no cost.

Call (407) 465-7777
Limited Time Offer

Mention This Ad — Get 3 Months, No Payments

Call us, mention you saw this page, and when you choose a financing plan for your new system — your first 3 monthly payments are on us. Standard credit approval applies and you see the terms in writing before you sign.

3
Months Free
$0
Down Payment
0%
APR Available
📞 (407) 465-7777 — Mention This Ad Now

Financing Powered by GreenSky®

We partner with GreenSky — one of the nation’s largest home improvement lenders, trusted by millions of homeowners and thousands of contractors nationwide. Get pre-approved in minutes, right from your phone.

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✓ Quick Approval
Approved in minutes
✓ Flexible Terms
Plans that fit your budget
✓ Trusted Nationwide
Millions of homeowners served
Get Pre-Approved — Call (407) 465-7777

Your Old AC Is Costing You More Than a New One — Call Now

Our team will walk you through every rebate and financing option available for your home.

Call (407) 465-7777

HVAC Financing & Rebates Orlando FL — GreenSky Approved Contractor

Smart Home Air and Heat is a GreenSky-approved HVAC contractor serving Orlando and all of Central Florida, owner-operated with over 30 years of HVAC experience. We offer $0 down financing, 0% APR promotional periods, and flexible payment plans through GreenSky — one of the nation’s largest and most trusted home improvement lenders. Mention this page when you call and get 3 months with no payments on any financing plan.

The federal 25C heat-pump tax credit ended December 31, 2025 and does not apply to 2026 installs. Goodman and Amana manufacturer bundle rebates (up to $2,000 for qualifying air handler + outdoor unit combinations) still run seasonally, and OUC/Duke Energy rebates apply when their program year is open.

GreenSky financing options include 0% interest promotional periods for qualified buyers, extended-term financing at competitive APR rates starting at 3.99%, and monthly payments as low as $90. Pre-approval takes minutes and can be done right from your phone.

Licensed (CAC1824480) and insured. Serving Orlando, East Orlando, Waterford Lakes, Avalon Park, Lake Nona, Conway, UCF Area, Oviedo, Winter Park, Casselberry, Altamonte Springs, Maitland, Union Park, Goldenrod, Alafaya, Azalea Park, Seminole County, and all surrounding Central Florida communities. Call (407) 465-7777 today for a free estimate and rebate eligibility check.

Find Us in Orlando

10226 Curry Ford Rd, Orlando, FL 32825 · (407) 465-7777

Reviewed by Chris Elsis Jr. — Owner, Smart Home Air & Heat, 30 years HVAC experience, Orlando FL · Last updated: July 18, 2026